Tips on Florida alimony law

There are many factors that a judge may consider when determining if an award of Florida alimony is appropriate. If alimony is appropriate the court will then have to determine the amount to be paid and duration of payments. Regardless, alimony may not leave the one paying the alimony with significantly less net income than the net income of the recipient.

Florida alimony can be a very contentious and litigious aspect of a divorce, as the outcome may have a long lasting impact on each party’s finances. If you need assistance with a divorce or claim for alimony contact a Tampa divorce attorney to schedule a consultation. Each case is different, this article is for general purposes only, and is not advise for any specific case. A divorce attorney in Tampa should be able to provide advice specific to your case and help develop a game plan to accomplish your goals.

Calculating the amount and duration of Florida alimony?

The first step in an alimony case is to determine whether either party has an actual need for alimony. Then the judge must determine if the other party has an ability to pay alimony. If both of these two prongs are satisfied the judge will then determine the amount and duration of alimony.  The judge must consider all of the relevant factors and circumstances, including, but not limited to: (1) the standard of living established during the marriage, (2) the duration of the marriage (see Reeves v. Reeves), and (3) the age and the physical and emotional condition of each party. See Florida Statute 61.08.

Generally, there are four types of Florida alimony awards that a judge can choose from. There is bridge-the-gap alimony, permanent alimony, rehabilitative alimony, and durational alimony. A judge considers all circumstances of a case when determining the appropriate type, amount and duration of Florida alimony.

Divorce and Alimony Law Firm
If you are contemplating filing for divorce or your spouse has already filed for divorce, call us today to speak with a divorce attorney in Tampa at our firm. Our divorce lawyers in Tampa are skilled litigators with experience in all types of divorce cases. Our vast experience allows us to cater our services to each client’s specific situation and deliver top-notch legal representation. Whether a couple mutually agrees to the terms of a divorce or are engaged in fierce litigation, we can help. Call us today at 800 990 7763 or fill out the “free case review” form on our website.

HOA Foreclosure

High student loans, housing costs, and medical expenses have caused many Americans to struggle financially. Luckily, there are options to help alleviate the burden and get a fresh start. Many of the options available to consumers will even stop a HOA foreclosure sale. If you are considering relief through bankruptcy or facing the possibility of foreclosure, it is important to speak with an experienced bankruptcy attorney to determine the best course action for you. To schedule a free consultation with a bankruptcy attorney in Tampa call us at 800 990 7763.

HOA Florda Foreclosure Process

Typically, if a homeowner is behind on their mortgage payment for 90 days the lender will file for foreclosure in Court. Florida is a judicial foreclosure state, that means the bank must go to court and receive approval from a judge before foreclosing on a home located in Florida. See Florida Statute 702.01. The court process can move quickly if action is not taken to prevent the foreclosure. If foreclosure proceedings have begun, contact a foreclosure defense attorney right away. There may be legal defenses that can be used to prevent the foreclosure of your home. Additionally, there may be other options available, such as deed in lieu of foreclosure, loan modification, or short sale. For more information about each of these options contact a foreclosure defense lawyer in your area.

Homeowners Association Foreclosure Process

Banks are not the only institutions that seek to foreclose on homes in Florida. Thousands of foreclosure cases are filed by homeowner’s associations in Florida each year. HOA’s are very aggressive, in some cases seeking foreclosure when the homeowner is only a few dollars behind on their bill. Further, it is not uncommon to have a balance of only $100 increase to over $5,000 after the HOA adds their late fees, interest, and attorney fees. Fortunately, there are options that can help prevent an HOA foreclosure sale.

Similar to banks, the homeowner’s association will need to file a foreclosure case in court and receive approval from a judge before the home is foreclosed. See Florida Statute 720.3085. During the court process, the homeowner will have an opportunity to raise defenses and challenge the foreclosure. To learn more about the possible legal defenses to foreclosure by an HOA contact a Tampa foreclosure defense lawyer in your area.

How To Stop HOA Foreclosure

Additionally, filing for Chapter 13 bankruptcy can help stop a foreclosure filed by either an HOA or mortgage lender. A Chapter 13 bankruptcy filing could allow you to avoid foreclosure all together by working out a repayment plan over a span of three to five (3-5) years for the arrearage, otherwise known as back-due payments.  Essentially, the homeowner will have a 60-month loan to repay the back-due HOA fees. In mortgage foreclosure cases, the homeowner may be able to modify the loan to reduce the balance, lower the interest rate, and extend the term for repayment. For more information about a specific case or payment plan contact a bankruptcy lawyer to schedule a consultation

Tampa Bankruptcy and Foreclosure Defense Law Firm:

If you are thinking about filing for bankruptcy or are being threatened with foreclosure contact Florida Law Advisers, P.A. Our bankruptcy attorneys in Tampa are experienced in both bankruptcy and HOA foreclosure defense. Every case is different, our vast experience allows us to cater our services to each client’s individual needs. All of our initial consultations are free and convenient payment plans are always available. Regardless, if you need help with bankruptcy or foreclosure defense we will provide you competent legal advice you can trust. Call us now at 800 990 7763 to speak with a lawyer, we are available to answer your calls 24/7.