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Category Archives: Chapter 13 Bankruptcy

Low Credit Score

How Does Florida Bankruptcy Impact Credit Reports & Scores?

By Florida Law Advisers, P.A. |

If you are overwhelmed with debt, filing for bankruptcy may bring some needed relief. Bankruptcy is intended to discharge debt and give people a fresh start. In many cases, bankruptcy will help improve a borrower’s credit score. By discharging bad debts, cleaning up your credit report, and getting a fresh start, you may see a… Read More »

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car being towed away

How To Stop Car Repossession In Florida

By Florida Law Advisers, P.A. |

Repossession of a vehicle is an unfortunate situation too many people suffer.  If a borrower fails to make timely payments for a car loan the lender may begin the repossession process. See Florida Statute 537.012. For many, cars are essential for getting to and from work, school and repossession can have devastating consequences. Moreover,… Read More »

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automatic stay

What Is An Automatic Stay?: Florida Bankruptcy Law

By Florida Law Advisers, P.A. |

The automatic stay in Chapter 7 and Chapter 13 bankruptcy is one of the most important tools available to borrowers. The automatic stay requires all collection activity against borrowers to stop immediately after a case has been filed. Creditors and collection agencies will not be able to pursue any collection actions when the stay… Read More »

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