The rising cost of health care has been a tremendous burden on families for years. Regrettably, many more Americans will soon share the hardship because of medical bills from coronavirus. Although the President worked with insurance companies on waiving the fee for coronavirus testing, very little was done for actual treatment. Even for those who have health insurance the medical bills from coronavirus can be staggering. If you are in this or a similar situation you should be aware of every tool available, and one of the most underutilized tools is bankruptcy. To learn more about the advantages and disadvantages of bankruptcy contact a bankruptcy law firm in Tampa for a consultation.
Discharge Medical Bills from Coronavirus in Chapter 7
All medical bills from coronavirus should be dischargeable in bankruptcy. See 11 USC 524. The discharge is a permanent court order releasing your personal liability on the debt. Further, the discharge prohibits a creditor from taking any collection action. In many cases, obtaining a discharge for hospital bills will be the main reason for filing bankruptcy. However, not all debts will be eligible for a discharge in bankruptcy. Therefore, if you are considering filing for bankruptcy you should speak with a bankruptcy attorney in Tampa before taking any legal action.
Should I file Bankruptcy Jointly?
Under Bankruptcy law, a married couple may file for Chapter 7 or Chapter 13 bankruptcy either individually or jointly as a married couple. See 11 USC 302. However, simply because a married couple is able to file a joint bankruptcy petition does not mean they should jointly file bankruptcy when married. Contact a bankruptcy lawyer to review the circumstances of your case and help you choose a course of action that is best for your specific situation
Bankruptcy Law Firm in Tampa Florida
At Florida Law Advisers, we understand that filing for bankruptcy because of medical bills from coronavirus can scary. That is why we work so hard to make the process as easy as possible for our clients. Regardless, if you need help with Chapter 13, Chapter 7, or other debt relief our professional legal team can help. To schedule a free consultation with a bankruptcy attorney in Tampa call 800 990 7763.