Robo Signing in Florida

Robo-Signing in Florida

Robo-signing is the practice of a bank employee signing documents and affidavits without verifying that the information contained in the document or affidavit is correct. Many foreclosure documents require the signer to personally attest that they have reviewed the document before signing it. Failing to review the document or affidavit before signing it can call into question the bank’s legal right to foreclose on a home. Robo-signing has become a pervasive problem in the mortgage industry, with widespread use reported by many of our country’s largest mortgage companies. If your bank is threatening you with foreclosure you should contact a foreclosure defense attorney to investigate your case for evidence of robo-signing.

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The foreclosure defense attorneys at Florida Law Advisers, P.A., have spent years protecting homeowners from robo-signing and other unscrupulous foreclosure practices. We carefully review each document and affidavit to identify any possible evidence of robo-signing. When we do discover a lender has engaged in robo-signing we aggressively fight to stop the foreclosure and get the case thrown out of court. If you are at risk of losing your home to foreclosure contact us to learn how you may be able to keep your home and put a stop to the foreclosure.

Fighting A Robo-Signed Foreclosure

Florida is a judicial foreclosure state, which means that a lender must go to court and receive court approval before foreclosing on a home. If the foreclosure documents are invalid a court has the authority to deny the lender the right to foreclose on the home. For instance, the court may deny the lender’s petition to foreclose on the home if a mortgage document or affidavit is suspected of being robo-signed. Attempting to foreclose on a Florida home after robo-signing essential documents is an irresponsible practice that judges seek to correct for the homeowner.

At Florida Law Advisers, P.A., our attorneys tactfully question the validity of mortgage documents by calling into question a lender’s right to foreclose. If a homeowner is able to cast doubt regarding the bank’s validity of the foreclosure process, the lender may be more willing to negotiate and withdraw the foreclosure case. By challenging the validity of the mortgage documents, lenders may discover their case was on thin grounds and it’s in their best interest to negotiate. In negotiations, lenders may offer to reduce the principal balance, lower the interest rate, and modify the mortgage so that its terms are more beneficial to the homeowner.

Consult With a Florida Bankruptcy Attorney Today

We understand that you have important questions, and we are here to help. One of our experienced bankruptcy attorneys will explain exactly how the foreclosure process works and what you can do to stop the foreclosure. If you are being threatened with the foreclosure of your home, contact us to schedule a free consultation with a foreclosure defense lawyer.