Suing Your Mortgage Company in Florida

Suing Your Loan Company in Florida

As a homeowner, you have many legal rights that you can and should assert against your mortgage company. With skilled and aggressive legal representation on your side, you may be able to stop the foreclosure and even successfully countersue your mortgage company. The foreclosure defense attorneys at Florida Law Advisers, P.A., have years of experience protecting homeowners and fighting unscrupulous mortgage companies. The lender will be fighting vigorously against the foreclosure of your home, and you should have an aggressive foreclosure defense attorney on your side to protect your rights. If you have been threatened with foreclosure contact us today to learn about your rights and about suing your mortgage company in Florida.

If you need a bankruptcy attorney in Orlando, you can visit our office to get more information.

Suing Your Lender For TILA Violations

In 1968, Congress enacted the Truth in Lending Act (TILA) to protect borrowers from unscrupulous lenders. The act is designed to promote the informed use of consumer credit by requiring standardized disclosures, which highlight the terms and cost of the loan. TILA requires that mortgage companies disclose all pertinent terms, costs, and fees associated with the mortgage by using standardized forms.

If a mortgage company does not disclose certain terms and costs of your mortgage using the standardized forms, they will be in direct violation of the Act. These violations may give you the right to:

  • Sue for damages caused by the violation
  • Rescind (cancel) the mortgage
  • Sue for statutory damages
  • Recover attorney fees and court costs associated with enforcing your TILA rights

Consult With a Bankruptcy Attorney in Florida

At Florida Law Advisers, P.A., we take an aggressive approach to defending clients faced with foreclosure. We carefully scrutinize all of the mortgage documents and loan terms to identify any possible violations that we can use to fight foreclosure. Our bankruptcy attorneys have years of experience helping homeowners stay in their homes, and can readily identify TILA violations. If we do uncover that your lender has committed TILA violations against you, we will aggressively seek the maximum penalty allowed under the law. If you would like to have a foreclosure defense lawyer at your firm review your loan documents, contact us to schedule a free consultation.