fla-logo-mobile FREE Consultation

Florida Law Advisers, P.A.

Bankruptcy Attorneys in Tampa Bay

If you are having a difficult time meeting your financial obligations, Florida Law Advisers, P.A. may be able to help. Our Tampa bankruptcy attorneys have years of experience helping people just like you to solve their financial problems. We understand these are very difficult times for you and we are here to help. There are options available to help successfully manage your debt and regain your financial health. In some cases, filing for bankruptcy may be a good solution, however, it is often not the only solution available. For instance, in some circumstances, a consumer may be better off pursing negotiations or settlements with their creditors rather than filing for bankruptcy. The right course of action will depend on the unique circumstances of your case

Contact us to today to schedule a free, confidential consultation with a Tampa bankruptcy lawyer to see what options may be available to you. During the consultation an experienced Tampa bankruptcy attorney will carefully review the facts of your case and help you choose a course of action that is best for your individual needs.

Our initial consultation is free, and we offer flexible payment options to all of our clients. At Florida law advisers, P.A., we want to provide you with solutions, not add to your financial burden. We will work with you to develop a payment plan that you can afford. We accept many forms of payment and offer our bankruptcy clients the choice of either a low cost flat fee or low cost hourly fee for bankruptcy representation. Regardless of the option you choose, you will find that Florida Law Advisers, P.A. charges less than many of the competing bankruptcy law firms in the Tampa Bay area. Contact us today by telephone, website form, email or chat to see how we can help solve your debt crisis.



Knowledgeable &

FREE Initial

No Nonsense
Case Evaluation

Payment Options



Benefits of a Chapter 13 Bankruptcy:

Chapter 13 is especially beneficial to borrowers who are facing foreclosure and do not want to lose their home or other assets. When a Chapter 13 bankruptcy is filed it will immediately stop all foreclosure and other debt collection activities. Chapter 13 can even allow you to get your driver’s license reinstated if it has been suspended due to unpaid parking tickets. Furthermore, our bankruptcy lawyers have helped many clients discharge their debt under Chapter 13 after only paying creditors a small percentage of the amount owed.

Chapter 13 Bankruptcy Payment Plan:

When a borrower files for Chapter 13 they will be required to comply with a court supervised payment plan. The payment plan outlines how a borrower’s disposable income will be used to pay the debts included in the bankruptcy. Disposable income is calculated by deducting a borrower’s expenses and cost of living from the income they receive. The payment plan will usually require the borrower to pay all of their disposable income for the next 3 to 5 years toward the debts included in the bankruptcy. If the borrower complies with the terms of the bankruptcy any balance still due on credit cards and other unsecured debt at the end of the bankruptcy will be discharged.

Chapter 13 Bankruptcy Eligibility Requirements

To be eligible for Chapter 13 bankruptcy you must meet the rigid requirements proscribed under bankruptcy law. To qualify for Chapter 13, your unsecured debts must be less than $383,175 and your secured debts must be less than $1,149,525. Secured debts are loans that have collateral, such as a car loans and mortgages. In addition, your payment plan must provide that your creditors receive as much as they would have if you filed for Chapter 7, instead of Chapter 13 bankruptcy. Determining eligibility for Chapter 13 can be complex and requires a thorough understanding of bankruptcy law. To see if you qualify for Chapter 13 bankruptcy contact us to speak with a Tampa bankruptcy lawyer at our firm.

Consult With a Tampa Bankruptcy Attorney About Your Options Today

Florida Law Advisers, P.A. is dedicated to providing effective representation, individual attention, and affordable fees to our bankruptcy clients. All of our initial consultations are free and convenient payment plans are always available. Florida Law Advisers, P.A. is a customer-service oriented firm with a strong reputation for providing personalized attention and dedicated legal counsel. Regardless if you need help with Chapter 13, Chapter 7, or other debt relief, our professional legal team will provide you with competent legal advice you can trust.

Search Florida
Legal Advice




Blog Posts & News

uncontested divorce

Generally, there are two types of divorces in Florida, uncontested…

rehabilitative alimony

There are many types of alimony (spousal support) available under…

divorce in Florida

For many, filing for divorce in Florida can sometimes be a long…

Get Our Newsletter

Get a Free Consultation

Call, Email or Chat with a licensed attorney today!

Florida Law Advisers, P.A. Proudly Serves the Following Cities & Counties

Cities: Tampa Bay, Clearwater, St. Petersburg, Bradenton (Inquire about other cities)

Counties: Hillsborough, Pinellas, Pasco, Sarasota, Manatee (Inquire about other cities)

Click Here For

Send Us A Message