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What You Need to Know About Florida Custody Laws Before Going to Court

One of the most contentious and difficult parts of divorce can involve a couple’s children. While the best interests of the kids is supposed to be the main goal of negotiating custody arrangements, it may happen that your child’s other parent is not in favor of an equitable parenting plan or is not fit for […]

How To Eliminate Medical Bills With Bankruptcy In Florida

Unexpected medical bills can financially devastate a family for many years to come. The rising cost of health care is proving to be a tremendous burden on families. Most people file bankruptcy because of medical bills. A study by the American Journal of Medicine found that 62.1% of all bankruptcy cases are attributable to medical […]

Frequently Asked Questions

Can I file bankruptcy for medical bills?
Should I file Chapter 7 or Chapter 13 for medical bills?
Do I have to pay medical bills if I file bankruptcy?
How can I get rid of my medical bills?
Are the programs for COVID medical bills?
Is it common to file bankruptcy because of medical bills?
Is Chapter 7 good for medical bills?
Can Chapter 13 help with medical bills?
How To File Chapter 13 Bankruptcy In Florida

If you are experiencing financial hardship, Chapter 13 bankruptcy may provide some much-needed relief. Chapter 13 is when a borrower consolidates their existing debts into one monthly payment. Unlike Chapter 7 bankruptcy, borrowers will not be required to sell their assets as a condition of the bankruptcy. Instead, Chapter 13 is considered a restructuring bankruptcy […]

Frequently Asked Questions

Will Chapter 13 bankruptcy stop foreclosure?
What is a Chapter 13 Payment Plan?
Can I modify my car loan in Chapter 13?
Can I get a loan after Chapter 13?
Should I file Chapter 7 or 13 to prevent foreclosure?
Can I keep my home if I file Chapter 13?
Will Chapter 13 lower my payments?
Are there debt limits for Chapter 13?
Can I file Chapter 13 bankruptcy again?
Paying Alimony in Florida: What You Need to Know

When someone is going through a divorce, a lot of concerns are on their mind. One of the biggest questions that arise when going through a divorce is alimony. Many people ask: how much will I have to pay? Will I receive any payment? Will I be able to afford alimony payments? If these questions […]

How To Stop A Home Foreclosure In Florida

Florida is a judicial foreclosure state. Therefore, a bank or HOA seeking to foreclose a home must receive approval from a judge. The case must be filed in the circuit court where the property is located. Under Florida foreclosure law, all mortgage foreclosure cases are to be conducted in a court of equity. Courts of equity […]

Frequently Asked Questions

How do you stop foreclosure?
How do you modify a mortgage?
Will bankruptcy stop a foreclosure sale?
If I walk away can the bank sue me?
Can I keep my home if I file bankruptcy?
How long does bankruptcy stay on my credit?
Is there a Jury in Florida foreclosure cases?
What is the Unclean Hands defense?
How To Keep Your Assets With Bankruptcy In Florida

In Chapter 13 bankruptcy, there should be no risk of being forced to liquidate assets. Chapter 13 is a reorganization bankruptcy where borrowers pay debts according to a court approved payment plan. On the other hand, Chapter 7 is a liquidation form of bankruptcy. Borrowers won’t have to pay their debts, but in exchange, the […]

Frequently Asked Questions

Can I keep my home in bankruptcy?
Can I keep my retirement account in bankruptcy?
Will I lose my car in bankruptcy?
Will I lose assets in Chapter 13 bankruptcy?
Should I stop paying my bills before filing bankruptcy?
Can I keep paying my car laon in bankruptcy?
Will I owe money if I surrender the car in bankruptcy?
Mortgages, Bankruptcy & Foreclosure In Florida

Bankruptcy is a powerful tool that can clear debt or prevent a foreclosure. Buying a home is an important rite of passage for many Americans. Declaring bankruptcy does not automatically prevent you from buying a home. Chapter 7 and Chapter 13 are the most common types of bankruptcy filed in America. Both types of cases […]

Frequently Asked Questions

Can a second mortgage foreclose on my home?
What happens to a 2nd mortgage in bankruptcy?
How do I stop foreclosure from a 2nd mortgage?
Can I keep my home in bankruptcy?
Can bankruptcy stop a foreclosure sale?
Will I still owe the mortgage company money?
Can I keep my home if I file bankruptcy?
Will bankruptcy help me lower my mortgage payment?
How long does bankruptcy stay on my credit?
How Does Florida Bankruptcy Impact Credit Reports & Scores?

If you are overwhelmed with debt, filing for bankruptcy may bring some needed relief. Bankruptcy is intended to discharge debt and give people a fresh start. In many cases, bankruptcy will help improve a borrower’s credit score. By discharging bad debts, cleaning up your credit report, and getting a fresh start, you may see a […]

Frequently Asked Questions

What happens to my credit score after bankruptcy?
How do I get new credit cards after bankruptcy?
Can I buy a home after bankruptcy?
Will I qualify for a new car loan after bankruptcy?
How long does bankruptcy stay on my credit report?
How do I review my credit report?
Is Chapter 7 worse than Chapter 13 bankruptcy?
How To Eliminate Medical Bills With Bankruptcy In Florida

The coronavirus (COVID-19) has had a devastating impact on the lives of countless Americans.  Many have fallen ill, and others have become unemployed and are struggling to make end’s meat. Whether the impact has been to your income or the expense of supplies needed to prepare for this emergency, the unexpected tragedy has caused great […]

Frequently Asked Questions

How do I stop car repossession because of COVID-19?
Are there COVID 19 car payment relief programs?
How do I eliminate late fees because of Coronavirus?
Are there government programs for credit card debt because of COVID 19?
How do I eliminate COVID-19 medical bills?
How To Stop Car Repossession In Florida

Repossession of a vehicle is an unfortunate situation too many Americans face.  If a borrower fails to make timely payments for a car loan the lender may begin the repossession process. See Florida Statute 537.012. For many people, cars are essential to getting to and from work, school, or other obligations and a repossession can have devastating consequences. Moreover, missed payments can lead to the bank initiating repossession without even providing notice to the borrower. If you received threats of a repossession contact a bankruptcy attorney for legal advice right away. An experienced attorney may be able to prevent the car from being repossessed and help you keep your car.

Frequently Asked Questions

Will bankruptcy stop a car repossession?
How does Chapter 13 prevent a car repossession?
How long does the automatic stay last?
What is the fastest way to stop a car repossession?
Can I stop a car repo with a payment plan?
Can a bank repo my car without notice?