bankruptcy automatic stay

Designed by law to protect creditors, the bankruptcy automatic stay is one of the biggest benefits to consumers within the Bankruptcy Code.  This protection (as it is, in fact, a protection for consumers) ensures creditors cannot contact a consumer once bankruptcy has been filed. This includes preventing creditors from calling, sending letters, and other collection […]

child custody case

One of the most difficult aspects of a divorce or child custody case is the development of a Parenting Plan that governs both parents’ relationship with their child and with each other, and how they will share time with their child.  Florida law is gender neutral, meaning there is no preference for or against the […]

rehabilitative alimony in Florida

Rehabilitative alimony in Florida is financial support intended to provide a former spouse with the opportunity to establish the capacity for self-support, proportionate to the standard of living during the marriage. The length of the marriage will play a factor in whether or not rehabilitative alimony is appropriate, but it is not dispositive. Instead, the focus should be on the impact the marriage had on the earning potential of the spouse seeking alimony.

high asset divorce in Florida

Divorce can be a stressful and frightening time, it is the end of a marriage. There is a lot at stake in the outcome. This is especially true for a high asset divorce in Florida. There are unique challenges to a divorce when the parties involved have a substantial amount of assets and/ or high […]

how long do I have to wait to file Chapter 13 again

If you are experiencing financial hardship because the income you receive is not enough to pay your monthly bills Chapter 13 bankruptcy may provide some much-needed relief. Fortunately, Chapter 13 relief is not a once in a lifetime opportunity. You can file for Chapter 13 many times, but will need to be aware of bankruptcy […]

alimony garnishment

Unfortunately, without a way to enforce it, judgements can sometimes feel like they are nothing more than a piece of paper (which, essentially, they are).  However, Florida alimony law does provide for a variety of ways to enforce judgements, including garnishment (which is a fancy way of saying the Court directs money (usually employment wages) […]

The amount and duration of a Florida rehabilitative alimony award is determined on a case by case basis. Under Florida divorce law, the judge will first determine if one spouse has a need for rehabilitative alimony and if the other spouse is able to pay the alimony. If both of those factors are present the […]

Tips on Florida alimony law

There are many factors that a judge may consider when determining if an award of alimony is appropriate. If alimony is appropriate the court will then have to determine the amount of alimony to be paid and the duration of payments. Regardless, the award of alimony may not leave the one paying the alimony with significantly less net income than the net income of the recipient unless there are written findings of exceptional circumstances.

HOA Foreclosure

High student loans, housing costs, and medical expenses have caused many Americans to struggle financially. Luckily, there are options to help alleviate the burden and get a fresh start. Many of the options available to consumers will even stop a foreclosure sale and allow you to keep the home. If you are considering relief through bankruptcy or facing the possibility of foreclosure, it is important to speak with an experienced bankruptcy attorney to determine the best course action for you. To schedule a free consultation with a bankruptcy attorney in Tampa call us at 800 990 7763.

how long will bankruptcy stay on a credit report

After your bankruptcy is complete and you receive your discharge, the bankruptcy filing will appear on your credit report. If you completed your Chapter 13 repayment plan, it may remain on your credit report for 7 years. Chapter 7 bankruptcy may remain on your credit report for 10 years. It is important to remember that although Chapter 7 and 13 allow you to start living your life with a clean slate financially (except for those non-dischargeable debts), they do not wipe your credit report clean. You should consult with a bankruptcy lawyer for assistance on rebuilding your credit. In many cases, a person’s credit score will actually be improved by filing for bankruptcy.