Category Archives: Tampa Bankruptcy Attorney
COVID-19/Coronavirus: Medical Bills, Credit Card Debt & Car Repossession
The coronavirus (COVID-19) has had a devastating impact on the lives of countless Americans. Many have fallen ill, and others have become unemployed and are struggling to make end’s meat. Whether the impact has been to your income or the expense of supplies needed to prepare for this emergency, the unexpected tragedy has caused… Read More »
How Does Florida Bankruptcy Impact Credit Reports & Scores?
If you are overwhelmed with debt, filing for bankruptcy may bring some needed relief. Bankruptcy is intended to discharge debt and give people a fresh start. In many cases, bankruptcy will help improve a borrower’s credit score. By discharging bad debts, cleaning up your credit report, and getting a fresh start, you may see a… Read More »
How To Stop Car Repossession In Florida
Repossession of a vehicle is an unfortunate situation too many people suffer. If a borrower fails to make timely payments for a car loan the lender may begin the repossession process. See Florida Statute 537.012. For many, cars are essential for getting to and from work, school and repossession can have devastating consequences. Moreover,… Read More »
How To Stop A Wage Garnishment In Florida
Florida Wage Garnishment Limits Wage garnishment has its boundaries defined by federal regulations, designed to ensure that a substantial portion of your earnings remains untouched for your essential living expenses. Although some states impose their own stricter garnishment limits, Florida adheres to the federal guidelines. Here are the rules: If someone you owe money… Read More »
Filing Bankruptcy In Florida For Credit Card Debt
Credit card debt is a huge problem for many families struggling to pay the bills. The high interest rate and excessive fees make it nearly impossible to pay off the debt. Fortunately, many borrowers can find relief and get a fresh start with a Chapter 7 or Chapter 13 bankruptcy. Bankruptcy can put an immediate… Read More »
What Is An Automatic Stay?: Florida Bankruptcy Law
The automatic stay in Chapter 7 and Chapter 13 bankruptcy is one of the most important tools available to borrowers. The automatic stay requires all collection activity against borrowers to stop immediately after a case has been filed. Creditors and collection agencies will not be able to pursue any collection actions when the stay… Read More »