Florida Chapter 13 Bankruptcy Attorney
If you are having a difficult time meeting your financial obligations, Florida Law Advisers, P.A., may be able to help. Our Chapter 13 bankruptcy attorneys in Florida have years of experience helping people just like you to solve their financial problems. We understand these are very difficult times for you and we are here to help. There are options available to help successfully manage your debt and regain your financial health. In some cases, filing for bankruptcy may be a good solution, however, it is often not the only solution available. For instance, in some circumstances, a consumer may be better off pursuing negotiations or settlements with their creditors rather than filing for bankruptcy. The right course of action will depend on the unique circumstances of your case.
If you need a bankruptcy attorney in Orlando, you can visit our office to get more information.
Get in Touch with Our Florida Bankruptcy Attorneys
Contact us today to schedule a free, confidential consultation with a bankruptcy lawyer to see what options may be available to you. During the consultation, an experienced bankruptcy attorney will carefully review the facts of your case and help you choose a course of action that is best for your individual needs.
Our initial consultation is free, and we offer flexible payment options to all of our clients. At Florida Law Advisers, P.A., we want to provide you with solutions, not add to your financial burden. We will work with you to develop a payment plan that you can afford. We accept many forms of payment and offer our bankruptcy clients the choice of either a low-cost flat fee or a low-cost hourly fee for bankruptcy representation. Regardless of the option you choose, you will find that Florida Law Advisers, P.A., charges less than many of the competing bankruptcy law firms in Florida. Contact us today by telephone, website form, email, or chat to see how we can help solve your debt crisis.
To talk to our Chapter 13 bankruptcy attorneys in Orlando, contact us online or call us at (800) 990-7763
Frequently Asked Questions
Yes, some lenders will have no waiting period for new loans. On the other hand, the Federal Housing Administration (FHA) can require you to wait 24 months before being eligible for a new home mortgage.
In Chapter 13 bankruptcy, the borrower can have up to 5 years to pay off a car loan. This provides time to catch up on payments by spreading the past-due balance over essentially a new 60-month loan.
The payment plan outlines how debts will be paid in a Chapter 13 case. A plan usually requires the borrower to pay their disposable income for the next 3 to 5 years toward debts. If the borrower completes the plan, balances on credit cards and other unsecured debts at the end of the bankruptcy may be discharged.
Yes, when a Chapter 13 case is filed an automatic stay is instantly put into effect. The automatic stay is a federal law that stops all collection activity, including foreclosure sales already scheduled to occur.
