Orlando Home Lien Removal Attorney
Going to court is intimidating and stressful, particularly when your home is at stake. If a financial judgment has been issued against you, it can create an enormous financial burden and may even force you to incur a significant amount of debt. If you are unable to repay the debt, creditors and lenders can place a lien on your home to recover the debt you owe. Our Orlando home lien removal attorney understands that a home lien can make you feel as though you are about to lose everything you worked so hard for. We can offer legal advice and help you remove the lien.
What are Judgment Liens?
If you owe a debt and a creditor is trying to collect the money, they may be able to obtain a judgment lien on your property. These judgment liens are court-approved and will hold you responsible for repaying the creditor. Judgment liens are often filed when child support, personal injury payments, and more are unpaid. Judgment liens grant creditors the right to receive a certain amount from the sale of the property. Essentially, they provide a way for creditors to collect the money they are owed if you have fallen behind on payments.
Judgment liens can be placed on any type of home, plots of land, and commercial buildings.
Who Can Obtain a Home Lien?
Nearly anyone you owe a debt to can place a lien on your home. Most commonly, creditors place liens on properties when a debt has not been paid. Financial institutions such as banks are the most prominent type of creditor to place liens on homes. Under the construction lien law in Florida, individuals who perform work on homes can also place a lien on the property when the homeowner does not pay for the services. These individuals include plumbers, roofers, construction workers, electricians, and more.
Removing Property Liens in Florida
If a lien is placed on your home, you cannot sell the property until you have repaid the debt. After you have repaid the debt, the lien can be removed. The steps to remove a lien in Florida are as follows:
- Pay off your debt,
- Fill out a release-of-lien form,
- Notarize the release-of-lien form,
- File the release-of-lien form with the county recorder’s office, and
- Store a copy of the release-of-lien form in a safe place.
While the above steps seem fairly straightforward, removing a lien from your property is a time-consuming and frustrating process. Our Orlando home lien removal attorney can guide you through the process and help you complete the necessary paperwork to remove the lien without additional complications.
Our Home Lien Removal Attorney in Orlando Can Help
If a lien has been placed on your home, it is natural to feel concerned about the future. At Florida Law Advisers, P.A., our Orlando home lien removal attorney can explain the options available to you and help you determine the best path forward. Call us now at 1 (800) 990-7763 or contact us online to schedule a consultation and to get the legal help you need.
