Should I file for bankruptcy?
Bankruptcy is a great tool but is not right for every situation. The right course of action will depend on the unique circumstances of each individual case. There may be other options for debt relief that would better serve your needs. You should contact an attorney for advice on all the options that may… Read More »
Can I stop a wage garnishment without filing bankruptcy?
Yes, under Florida law, an exemption for head-of-household will stop a wage garnishment. It is important to note, an exemption may stop the garnishment but will not discharge the debt. You should speak with an attorney to see if the exemption process is a viable alternative for your case.
Will a loan modification stop foreclosure?
Loan modifications can lower your principal balance, extend your repayment period, reduce your interest rate, and eliminate late fees. If you are facing foreclosure, a loan modification may prevent the foreclosure and allow you an opportunity to keep your home.
What is debt consolidation?
Debt consolidation is the process of getting one large loan to pay for all of your outstanding debts. Debt consolidation is beneficial because the interest rate for the consolidation loan may be much lower than the interest rate you are currently paying on your debts.
