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Can I change my Chapter 13 case to Chapter 7?

By Florida Law Advisers, P.A. |

Yes, you may have the right to change your Chapter 13 bankruptcy to Chapter 7, if you satisfy the Chapter 7 eligibility requirements. For instance, you will have to pass the Chapter 7 means test.

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Chapter 20 bankruptcy?

By Florida Law Advisers, P.A. |

Converting a Chapter 13 to Chapter 7 is commonly referred to as a chapter 20 case, since the borrower gets the benefits of both Chapter 13 and 7. For instance, you may be able to modify a home mortgage with Chapter 13 and then convert to discharge the credit card bills in Chapter 7.

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Is it beneficial to convert to Chapter 7?

By Florida Law Advisers, P.A. |

In some situations, it can be very beneficial to convert to Chapter 7. For instance, credit cards and other forms of unsecured debts are discharged in Chapter 7. On the other hand, a portion or all of the debts may need to be paid in Chapter 13.

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Is there a filing fee to convert to Chapter 7?

By Florida Law Advisers, P.A. |

The United States Bankruptcy Court for the Middle District Court of Florida charges a filing fee of $25.00 to covert a Chapter 13 to 7. The filing fee to convert a Chapter 13 to Chapter 11 is $932.00.

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